Average Home Insurance Cost Texas

That said your annual premium will vary depending on your home s size your assets and your address.

Average home insurance cost texas. You should start by choosing a dwelling coverage that most closely matches your home s value. Texas and florida have the most expensive average cost of homeowners insurance based on the most common policy type called an ho 3 policy. Our favorite overall home insurance company in texas and our recommendation for most people is amica insurance. Enter a dwelling coverage of 200 000 300 000 400 000 500 000 or 600 000.

Here is a breakdown of the average home insurance cost based on coverage amounts. Average home insurance cost in texas. Here are the average costs of home insurance by state compared to the average cost of renters insurance based on the latest data from the insurance information institute. These costs are impacted by the unique home insurance risks for each state the amount of coverage a typical homeowner buys in each state and several other factors.

Texas homeowners insurance is pricey. On average texans pay almost twice as much to insure their homes as most americans think 2 000 per year versus 1 100. You will see annual average rates based on a 1 000 deductible for each liability limit of 100 000 300 000. According to the data published by insurance information institute iii texas is the 2 nd most expensive state in regards to homeowners insurance premiums in 2016 latest available data.

Use our tool to find your best rates. The average annual home insurance premium in texas is 1 937 which is considerably higher than the national annual average of 1 192. The average home insurance cost is 1 192 a year according to the national association of insurance commissioners latest home insurance report. Understanding what the average cost of home insurance is in your area is important because the rates vary based on a number of factors.

The highest homeowners insurance rates in the nation belong to zip code 33070 home to islamorada village of islands on plantation key florida. Depending on where you live the average cost of home insurance can fall anywhere between 400 and 3 000 per year. Power and has a nationwide complaint index from the national association of. At an average of 2 252 per year amica s rates are 8 below typical prices statewide and the company has excellent customer service reviews.

Average cost of home insurance by state. Average home insurance rates by zip code. Find the best home insurance.